Category Archives: Lifestyle

Everyone knows the drill. A bill comes, you pay the minimum. It’s a small amount that keeps your account “current.” It doesn’t require pain or drastic changes. So you pay the minimum again, and again, and again which feels responsible because you’re doing something. But most people don’t ask a simple question: What actually happens […]

When personal loans are discussed as part of debt reduction strategies, they are often only considered as part of a consolidation strategy. Roll your balances into one loan. Lower the interest rate. Simplify payments. That can be a great option, but it’s not the whole picture. For a lot of households, the real issue isn’t […]

Debt consolidation loans sound like a clean solution. One loan, one payment and one interest rate rather than dealing with multiple due dates, different interest rates and worrying which balance to pay first. On paper, it seems like an organized and responsible option. And for some people, it can be helpful. But consolidation loans also […]

Debt consolidation loans sound like a clean solution. One loan, one payment and one interest rate rather than dealing with multiple due dates, different interest rates and worrying which balance to pay first. On paper, it seems like an organized and responsible option. And for some people, it can be helpful. But consolidation loans also […]

Most people don’t avoid learning about credit because they’re irresponsible. They usually avoid it because it’s just not a pleasant thing to think about. The whole topic of credit is often associated with fear, judgement and some vague criteria that don’t actually explain anything. And, most credit “advice” sounds like it’s coming from somebody who […]

A lot of people are confused right now, and not because they’re bad with money. Most of us are working basically the same job, earning about the same amount of money and purchasing pretty much the same things we always have. But, somehow paychecks don’t seem to stretch quite as far as they used to. […]